Commercial Property
One of the most common types of commercial insurance is commercial property insurance, which provides a range of coverages for buildings, inventory, equipment, tools, and more. For a full list of available coverages, or to learn more about commercial property insurance, contact us today.
Commercial Auto
Policies for privately owned vehicles may not cover damage to your privately owned vehicle when it is used for business, even when it’s a business such as pizza delivery, or selling jewelry.
From a local restaurant delivery to contracting, Commercial auto insurance can cover a variety of vehicle types as well as some types of motorized equipment. It includes coverage for bodily injury liability and property damage while operating a company vehicle, and medical payments or Personal Injury Protection for the driver and passengers of the policyholder’s car.
Non-owned/Hired Auto:
This endorsement extends liability coverage to vehicles not owned by the insured, but may be used in the course and scope of business, such as vehicles belonging to employees, family members, etc.
Business Owner Policies
Commercial Package policies can be ideal solutions for many large and complex businesses needing insurance coverage. However, for small or simple businesses, a Commercial Package may be overkill. That’s where a Business Owners Policy (BOP) comes in – it’s a prepackaged policy with very few decisions to make or options to consider.
A Business Owner policy combines coverage for property, general liability, and business income to protect your business from common risks.
Workers Comp
Workers’ compensation coverage pays for the medical care and physical rehabilitation of employees injured at work, and helps to replace lost wages while they are unable to work. This coverage also protects an employer from being sued by an injured worker in most cases.
Coverage for office workers using their own vehicles on company business is often needed as well. If you have employees, it is critical that you consider workers comp coverage.
